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020			_z9780309266048 (pbk.)
020			_z0309266041 (pbk.)
020			_a9780309266055 _q(electronic bk.)
035			_a(MiAaPQ)EBC3379265
035			_a(Au-PeEL)EBL3379265
035			_a(CaPaEBR)ebr10863922
035			_a(OCoLC)923290422
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043			_an-us---
050		4	_aRA410 _b.P36 2012
082	0		_a338.4/336210973 _223
110	2		_aPanel on Measuring Medical Care Risk in Conjunction with the New Supplemental Income Poverty Measure, _eissuing body.
245	1	0	_aMedical care economic risk : _bmeasuring financial vulnerability from spending on medical care / _cPanel on Measuring Medical Care Risk in Conjunction with the New Supplemental Income Poverty Measure ; Michael J. O'Grady and Gooloo S. Wunderlich, editors ; Committee on National Statistics, Division of Behavioral and Social Sciences and Education and Board on Health Care Services ; Institute of Medicine ; National Research Council and Institute of Medicine of the National Academies.
264		1	_aWashington, District of Columbia : _bNational Academies Press, _c[2012]
264		4	_c2012
300			_a1 online resource (311 pages) : _billustrations
336			_atext _2rdacontent
337			_acomputer _2rdamedia
338			_aonline resource _2rdacarrier
504			_aIncludes bibliographical references.
505	0		_aReview and recommendations (Introduction -- Concepts of medical care economic burden and risk -- Concepts of resources -- Measures of medical care economic risk and recommended approach -- Data sources -- Implementing measures of medical care economic burden and risk) -- Resources for the study: developing a measure of medical care economic risk-workshop summary (Introduction -- Context for the workshop -- Measuring medical care economic risk -- Issues in the development of thresholds -- issues in defining resources -- Implementation issues -- Recap of issues and next steps) -- Resources for the study: background papers (Conceptual framework for measuring medical care ecnomic risk -- Incorporating data on assets into measures of financial burdens of health -- An assessment of data sources for measuring medical care economic risk).
520			_a"The United States has seen major advances in medical care during the past decades, but access to care at an affordable cost is not universal. Many Americans lack health care insurance of any kind, and many others with insurance are nonetheless exposed to financial risk because of high premiums, deductibles, co-pays, limits on insurance payments, and uncovered services. One might expect that the U.S. poverty measure would capture these financial effects and trends in them over time. Yet the current official poverty measure developed in the early 1960s does not take into account significant increases and variations in medical care costs, insurance coverage, out-of-pocket spending, and the financial burden imposed on families and individuals. Although medical costs consume a growing share of family and national income and studies regularly document high rates of medical financial stress and debt, the current poverty measure does not capture the consequences for families' economic security or their income available for other basic needs. In 1995, a panel of the National Research Council (NRC) recommended a new poverty measure, which compares families' disposable income to poverty thresholds based on current spending for food, clothing, shelter, utilities, and a little more. The panel's recommendations stimulated extensive collaborative research involving several government agencies on experimental poverty measures that led to a new research Supplemental Poverty Measure (SPM), which the U.S. Census Bureau first published in November 2011 and will update annually. Analyses of the effects of including and excluding certain factors from the new SPM showed that, were it not for the cost that families incurred for premiums and other medical expenses not covered by health insurance, 10 million fewer people would have been poor according to the SPM. The implementation of the patient Protection and Affordable Care Act (ACA) provides a strong impetus to think rigorously about ways to measure medical care economic burden and risk, which is the basis for Medical Care Economic Risk. As new policies - whether part of the ACA or other policies - are implemented that seek to expand and improve health insurance coverage and to protect against the high costs of medical care relative to income, such measures will be important to assess the effects of policy changes in both the short and long term on the extent of financial burden and risk for the population, which are explained in this report"--Publisher's description.
588			_aDescription based on print version record.
590			_aElectronic reproduction. Ann Arbor, MI : ProQuest, 2015. Available via World Wide Web. Access may be limited to ProQuest affiliated libraries.
650		0	_aMedical care, Cost of _xRisk assessment _zUnited States.
655		4	_aElectronic books.
700	1		_aO'Grady, Michael J. _c(Health policy expert), _eeditor.
700	1		_aWunderlich, Gooloo S., _eeditor.
710	2		_aNational Research Council (U.S.). _bCommittee on National Statistics, _eissuing body.
710	2		_aInstitute of Medicine (U.S.). _bBoard on Health Care Services, _eissuing body.
776	0	8	_iPrint version: _aInstitute of Medicine (U.S.). _tMedical care economic risk : measuring financial vulnerability from spending on medical care. _dWashington, District of Columbia : National Academies Press, [2012] _hxvi, 293 pages ; 23 cm _z9780309266048 _w(OCoLC)ocn813210735 _w(DLC)10863922
797	2		_aProQuest (Firm)
856	4	0	_uhttps://ebookcentral.proquest.com/lib/bacm-ebooks/detail.action?docID=3379265 _zClick to View
999			_c206959 _d206959